Insurance companies are now less likely to accept claims for storm damage where roofs have not been regularly maintained. Insurance companies see this as wear and tear and damage caused by the failure to
maintain the home if your house is of a certain age. Working for Insurance companies, we are regularly called on to conduct a roof report to determine the storm damage and the result of it. Often, water has leaked into the roof cavity and damaged ceilings, insulation and walls. For the majority of the time, this is a direct result of not maintaining the roof and water accessing the roof cavity through broken tiles, rusted roof sheets, poorly installed skylights or cracks in pointing.
As a result, the storm damage is not an insurance claim and leaves the Insured with a costly outcome – having to call on roofers, plasterers and electricians etc to fix the damage.
To ensure your roof and home is safely protected from the wild weather we have been experiencing and to extend the life of your existing roof keep up the regular maintenance. It does pay off in the long term and saves you money.